Extreme weather intelligence · United States

From hazards
to consequences.

Plansyx transforms satellite observations, weather data and AI into forward-looking intelligence on drought, wildfire and flood risk, empowering insurers, utilities, governments and communities to anticipate what’s coming and act before disaster strikes.

Drought category · Sub-Watershed · CONUS
VIIRS true-colour satellite view of the Los Angeles basin on 8 January 2025, smoke from the Palisades and Eaton fires streaming southwest across Santa Monica Bay and out over the Pacific.
VIIRS · Los Angeles fires · 8 Jan 2025
Active fire detections across the United States and Mexico, drawn as red crosses over a drought layer running cream where the ground holds water and dark brown across the drought-hit interior and the Gulf coast. live signal
10 days

Pixel-level fire likelihood, forecast ahead of the fire.

North America · active fires during drought

$40B
Insured losses from the January 2025 Los Angeles wildfires, a record wildfire event.
~4 km
Drought resolution, against the roughly 17-mile grids most competitors work at.
30-100 m
Satellite fire-fuel resolution in priority wildfire areas.
3-30 m
Flood inundation resolution, depending on location and need.
1980→now
Historical climate record behind every trigger and price.

Hazard intelligence

One platform, three
compounding hazards

Drought, wildfire and flood are not isolated risks. They are driven by interconnected weather, water and land dynamics, and often compound each other. Plansyx brings them together on a single AI prediction engine, delivering forward-looking intelligence for each hazard.

Live

DroughtShield™

AI-powered drought risk intelligence across parametric insurance, water management and agriculture. Plansyx provides the drought science and the risk modeling behind management, decision making and underwriting.

  • iDRI™: impact-based drought risk index calibrated to observed losses, not rainfall alone
  • Trigger design, pricing and portfolio analytics tailored to location, exposure and risk
  • Independent Trigger Certificate™ per qualifying event, for transparent and auditable verification
MVP

WISE™

Wildfire Intelligence for Society and Ecosystems. Dynamic, high-resolution fire fuel information, daily fire likelihood, an ignition model, rapid spread scenarios and asset exposure analysis in one workflow.

  • FuelPulse: sub-monthly satellite-based fire fuel condition
  • Ignite10: pixel-level fire likelihood, 10 days ahead
  • SpreadCast + AssetImpact: scenarios and exposure
  • WISE-PI, the physics-informed model, in the field today; WISE-AI next
Roadmap

FloodVector™

AI-powered flood and debris-flow intelligence, at the speed of the event. Plansyx transforms satellite observations, weather data, terrain and AI into rapid, high-resolution inundation intelligence: from extreme rainfall and river flooding to flash floods and post-fire debris flows.

  • Rapid AI-powered inundation mapping before, during and after extreme events
  • Extreme-precipitation and streamflow signals
  • Post-fire debris-flow susceptibility
  • Shared asset and portfolio exposure model
  • Forecast-to-impact intelligence through the same Plansyx prediction engine

The prediction chain

Monitor, predict, simulate,
quantify, act

One integrated chain instead of five disconnected tools. Every risk signal can be traced back to the layer that moved it.

  1. 01

    Monitor

    Fire fuel condition, precipitation, soil moisture and weather, refreshed continuously.

  2. 02

    Predict

    Fire, drought and flood probability, from 10-day forecasts to seasonal predictions.

  3. 03

    Simulate

    Hybrid physics and AI fire spread scenarios at sub-daily time steps, high-resolution urban flood simulation and drought modeling across scales.

  4. 04

    Quantify

    Exposure analysis: buildings, critical infrastructure, portfolios and expected payout in the path.

  5. 05

    Act

    Alerts, thresholds, certified triggers and audit-ready exports.

FuelPulse

Monitor

Fire fuel load and condition from satellite observation, sub-monthly, over a continuous weather and water spine.

Ignite10

Predict

Pixel-level fire likelihood from fuels, weather and ignition factors, ten days ahead.

SpreadCast

Simulate

Fire spread across fuels, weather, topography, roads and built environment; urban flood inundation on the same engine.

AssetImpact

Quantify

Buildings, critical infrastructure and portfolios in the path, with expected payout attached.

Parametric Designer™

Act

Searches trigger space for the structure that tracks real loss within insurer constraints, then certifies each qualifying event.

Plansyx API

Delivery, across all five stages

Dashboard, alerts, geospatial API, batch portfolio scoring and model metadata.

The data spine

Fusion is the product,
not the datasets

Hundreds of public datasets and indicators already exist. Plansyx turns them into decision-ready risk intelligence through proprietary data fusion, loss calibration and insurance-grade trigger design, delivered at roughly 4 km for drought, 30-100 m for fire fuels in priority areas, and 3-30 m for floods.

Precipitation
PERSIANN / PUnet · NOAA · Stage IV / MRMS · IMERG
Soil moisture
SMAP · NLDAS · ERA5-Land
Vegetation & fuels
MODIS · VIIRS · Sentinel NDVI / EVI / VHI
Evapotranspiration
ECOSTRESS · OpenET · ERA5
Drought indices
SPI · SPEI · EDDI · MSDI · SSMI · USDM
Forecasts
AI-powered weather forecasting · ECMWF · NOAA subseasonal to seasonal · WRF Modeling
Exposure
USDA Cropland Data Layer · NASS yield · SSURGO · building footprints
SMAP/Sentinel-1 surface soil moisture across the Central Valley and the Great Basin, merged from sixteen passes: the irrigated Valley floor and the Sierra reservoirs read wet green and blue, the Coast Ranges and the interior dry yellow and orange.
SMAP/Sentinel-1 soil moisture · Central Valley · 1-29 Jun 2026 composite
iDRI™
0.087

0.0 no impact1.0 total loss

Impact-based Drought Risk Index, AI-calibrated against economic loss rather than rainfall alone. This reading is low.

Basis risk
Minimized

The optimization engine searches thousands of trigger combinations for the one that tracks actual loss.

Area of business

Earth science, built
into operational decisions

Plansyx operates at the intersection of Earth science, climate intelligence, environmental data science and natural hazard risk analytics, serving governments, businesses, nonprofits and individuals.

  • Earth observation & geospatial intelligence
  • Climate intelligence
  • Environmental data science & AI
  • Natural hazard & catastrophe risk analytics
  • Risk transfer & insurance analytics

Artificial intelligence

Loss-calibrated models behind iDRI™, Ignite10 and the trigger optimization engine.

Satellite remote sensing

MODIS, VIIRS, Sentinel, SMAP and ECOSTRESS observation, down to 30-100 m for fire fuels and 3-30 m for flood.

Numerical & physics-based modeling

Hybrid physics and AI fire spread simulation at sub-daily time steps, plus urban flood inundation and drought modeling across scales.

Multi-source data fusion

Precipitation, soil moisture, vegetation, evapotranspiration and exposure on one spine.

Environmental monitoring

Continuously refreshed fire fuel condition, drought, soil and weather layers.

Hazard forecasting

Fire, drought and flood probability from ten-day forecasts to seasonal predictions.

Decision-support systems

Dashboards, alerts, geospatial API, portfolio scoring and audit-ready exports.

Who we serve

Built for people facing risk, and the agencies managing it

From governments and infrastructure operators to insurers, nonprofits, communities and landowners, Plansyx delivers the same intelligence layer, tailored to the decisions each needs to make.

Insurers & reinsurers

Underwriting, pricing support, portfolio accumulation, renewal triage and scenario stress testing.

Dynamic hazard inputs, forward scenarios and portfolio-level exposure, with loss modeling and mitigation analytics next.

Utilities

Ignition and fire spread risk near assets, vegetation condition, drought severity, flood risk, mitigation prioritization and operational readiness.

Daily fuel, ignition and fire spread intelligence, drought risk and flood information, delivered by API into existing workflows.

Agencies & infrastructure

Preparedness, resource pre-positioning, low-probability high-impact scenario planning and resilience assessment.

A shared risk picture, scenario library and site-level exposure for high-credibility public work.

Growers & individuals

Which grid and interval actually protects this ranch, and where federal cover leaves a gap.

Pasture, Rangeland and Forage (PRF) optimization analytics and gap-cover design for farms, ranches and water users.

Packages

Priced against decisions,
not map views

A single underwriting, asset-hardening, inspection or preparedness decision can be worth far more than the annual fee.

Monitor

Contact for pricing

Dynamic fire fuels, current risk layers and alerts. Entry product for agencies, infrastructure and smaller utilities.

Talk to us

Predict

Contact for pricing

Monitor plus 10-day fire likelihood, prioritized spread simulations and the enterprise dashboard and API.

Talk to us

Portfolio

Contact for pricing

High-volume asset scoring, scenario stress tests, custom integrations, SLAs and audit-ready outputs.

Talk to us

Pricing is scoped to hazard coverage, area and delivery. Deployments in the Global South are priced against local capacity, and we work with public agencies and nonprofits on concessional terms where the risk burden is highest.

Validation

Nobody buys a black box

High-liability buyers act on evidence. Every Plansyx output ships with calibration, uncertainty and an audit trail.

Published validation

Historical hindcasts and calibration plots against representative events, not generic accuracy claims.

Uncertainty, not a score

Confidence and sensitivity travel with every output. Decision support, not command and control.

Event-level audit trail

Versioned datasets, archived algorithms and model cards for regulated, high-liability use.

Traceable signals

The integrated chain means a customer can see exactly which layer moved the risk, and why.

Questions we get asked

No. Plansyx is the independent risk-intelligence, product-design, pricing and trigger-verification layer. Carriers and reinsurers supply the license, capital and payout.

Rainfall alone is not drought. A grower can have reasonable accumulated rainfall alongside extreme evaporative demand, depleted soil moisture and vegetation stress. iDRI fuses precipitation, soil moisture, evapotranspiration, vegetation, temperature and water availability, then calibrates the weights against recorded economic loss.

Roughly 4 km for drought, against the 0.25° grids (about 17 by 17 miles) that most competitors work at. For fire fuel, layers of 30 to 100 m in priority wildfire areas. For flood, 3 to 30 m inundation analysis in urban areas, depending on location and need.

The Basis Risk Optimization Engine searches thousands of trigger combinations across SPI horizons, soil moisture, NDVI, evapotranspiration and temperature to maximize correlation between payout and actual loss, subject to insurer constraints on payout probability and expected loss.

Plansyx issues an independent Trigger Certificate for each event. Datasets and algorithm versions are archived so neither insurer nor insured can influence the observation after the fact.

California and the Western U.S. first: Central Valley specialty crops, Western water districts, Texas and Plains ranching, and wildfire-prone utility corridors. National coverage follows the validation work.

Start with one decision

See the loss before
it becomes a claim.

Pilots run 8-12 weeks against your own portfolio, corridor or asset region, backtested on historical events.

Request a pilot Read the method